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We have worked with Jim Wikey a few times over the years and he has always exceeded our expectations.  Last summer when we were hit with a difficult financial situation, I called Jim and he clearly explained to me some of our options.  With his advice we decided on a course of action that has greatly helped our family.  Jim is kind, friendly, and great at communicating.   We felt very confident in his ability to help us.  He made the process as painless and easy as possible, and got us a better rate than we had hoped for.  We enjoyed the personalized service of working with a small company. The fact that we worked only one person from start to finish made the experience clear and simple. We would not hesitate to call Jim again for any future mortgage needs.

Twenty years ago we were looking into refinancing our house in the San Francisco East Bay.  I made an online mortgage inquiry and was contacted by Jim Wikey.  Jim became in charge of all aspects of the refinancing process from A to Z, and he passed the exam with flying colors, well above our expectations! Dealing unsuccessfully with some mortgage brokers over years in the past, we never met a person of such unique skills and gentle personality. Since then Jim has helped us many times to refinance our houses with excellent rates and low costs, and helped us secure a loan to purchase a property in Marin County, North of San Francisco. Jim and I never actually met in person over our years working together, but we would email and talk on the phone occasionally, about loans and everything else!  I would often ask him to drop by and visit us if he was in the area.  After we had moved to our current home in Carmel, Jim and his wife were able to make that visit, and at my insistence we drove to a fine restaurant and treated them to a wonderful dinner.  It was our “thank you” for...

When my husband and I are interested in refinancing, we always contact Jim Wikey. After we check the different bank and credit union rates, he always comes in with a lower rate because he is a broker and can check multiple rates for us. The refinance process is easy because Jim leads us every step of the way. He explains the process in a clear, concise way. We wouldn't refinance with anyone else and have recommended him to many friends!  

I cannot praise Jim Wikey with California First Mortgage enough for expertly guiding me through the refinancing process. Jim was highly recommended to me for his knowledge and professionalism, and I must say that he is the epitome of both. He made me feel both comfortable and educated during the refinancing. Every step of the process progressed extremely smoothly, and Jim secured the lowest possible interest rate. Since then I have refinanced twice with Jim, and my rate current rate far exceeded my expectations! On a more personal note, it is refreshing to work with someone who actually answers calls, keeps appointments and follows through at every step; nothing falls through the cracks with Jim, and that has kept me coming back. If you are looking for top-notch service, look no further. I will continue to recommend Jim to anyone in the market.

Jim Wikey, with California First Mortgage, has helped us with several mortgage loans over the years. Jim has been extremely helpful and courteous. He always find the best rate and walks us through every step of the process. Jim has been a trusted advisor and become a good friend. He is highly recommended!

It is a privilege to recommend Jim Wikey for your mortgage/refinance needs. Jim has helped me on numerous transactions over the years. I have always done my research; and every time Jim has been able to offer me better rates/terms than any other source. He is highly communicative and has always educated me along the way throughout the transactions, which I appreciate. Jim is personable, intelligent and is rapid to respond to emails and phone calls—other things I appreciate. I see no reason to even consider another broker!

My experience with Jim spans approximately 30 years with multiple loans and refinancing of my homes. During that span, I have had many different scenarios and obstacles that Jim handled with great ease and comfortable conversations and explanations. Jim is a consummate professional that I’ve trusted with my kids loans. I’ve sent several friends to for their loans and refi’s.. Each of them has remarked back that Jim smoothly handled their loans. You can rest assured my next purchase will involve Jim!!!

I have had the opportunity to work with Jim Wikey on three separate occasions, ( once to purchase a home and twice to re-finance my homes). On all occasions I found Jim to be very thorough, detail oriented, and knowledgeable in his field of expertise. He willingly shared the process with me and what to expect during this process and kept me informed of the progress during these sometimes anxious times. I would not hesitate to use Jim in the future should the need arise.

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