We were founded in 1998 by Jim Wikey, the owner and Senior Loan Consultant. Over his 35 years in the business Jim has originated thousands of home loans. He’s a consummate loan professional, and takes pride in making your experience easy, transparent, and friendly. And we’re fast. Most of our loans close in 20 days or less.
We’re also proud of our very low interest rates and low costs. We’re connected to those wholesale lenders who consistently offer the most competitive rates. And our intuitive online technology is on a par with any of the largest banks or internet companies in the nation, making your loan application a fast and easy experience.
Please check out our low rates.
Our lower rates/fees can save you thousands of dollars. If you’re shopping and have a quote from another company, please email or call me. Let’s see how much money we can save you.
Conforming
up to $647,200
2.75% / 2.91% APR
1.99% / 2.35% APR
Super Conforming
up to $970,800
2.75% / 2.91% APR
2.125% / 2.44% APR
Jumbo
up to $2.5 million
2.88% | 3.02% APR
Low Down
low 5% down payment
3.12% / 3.25% APR
Rates current as of 12/10/2021
Finding the right home loan involves careful consideration of your current needs, finances and history to help you choose the right home loan. We are here to guide you.
Begin the loan process today by filling out our loan questionnaire. Our no obligation form gives our team some basic information to start our loan advising process with you. We look forward to speaking with you!
