Skip to content

Home loans that lead to home memories.

California First Mortgage has been helping people find the right loan for over 20 years! Contact us today to discover your great new refinance or home purchase loan.

Welcome to California First Mortgage

We were founded in 1998 by Jim Wikey, the owner and Senior Loan Consultant. Over his 35 years in the business Jim has originated thousands of home loans. He’s a consummate loan professional, and takes pride in making your experience easy, transparent, and friendly. And we’re fast. Most of our loans close in 20 days or less.

We’re also proud of our very low interest rates and low costs. We’re connected to those wholesale lenders who consistently offer the most competitive rates. And our intuitive online technology is on a par with any of the largest banks or internet companies in the nation, making your loan application a fast and easy experience.

Tell Us Your Story

Create memoriesBuild EquityRaise a familyStabilize Your housing costs

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

Get Your Quote
People looking over a mortgage scenario with loan officer
BBQ in yard
couple outside home
Couple looking at laptop

(Get a Personalized Quote and Expert Advice Today.)

Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

What are your goals?

Contact Us For A Free Consultation

Back To Top