Finding the right home loan involves consideration of your needs, finances and history to help you choose the right home loan. We are here to guide you. PurchaseFixed Rate MortgageInterest Rate and payments remain the same for the entire term of the loan. ConformingConforming loans are the variety of mortgages offered through Fannie Mae and Freddie Mac. Super ConformingSuper Conforming loans are also Fannie Mae and Freddie Mac loans, but they allow for larger loan amounts in “high cost” housing markets such as in most of the Bay Area. JumboJumbo loans offer maximum flexibility for home financing for larger loans. Low Down PaymentHome Possible Advantage, offered by Freddie Mac, and HomeReady, offered by Fannie Mae, are similar programs for homebuyers without large down payments. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash Out RefinanceYou could pay off those higher-interest debts by refinancing to a lower rate.
